Terms of Use

Last updated: 20 September 2026

Service

PAYONWAY provides a utility for creating UPI payment links and QR images. It is not a bank, payment service provider, payment aggregator, wallet, or UPI participant.

User responsibility

You are responsible for entering accurate UPI details, recipient information, amounts, and notes.

No payment guarantee

PAYONWAY does not initiate, authorize, receive, settle, reverse, refund, or reconcile funds. Payment status is determined by the relevant UPI application, bank, and payment network.

Acceptable use

Do not use PAYONWAY for fraud, impersonation, unauthorized collections, unlawful transactions, or deceptive payment requests.